Quick payout on passing
Provides a tax-free lump sum that can go to your chosen beneficiaries
Death Plan
Your family gets a cash payout if you pass away, easing money worries during tough times.
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Fast, tax-free cash payouts on passing
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Includes cover for terminal illness
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No health checks on signup
30-day cooling off
Cancel anytime
Extra plan options
Add your loved ones
You can add your partner and children to your Death Plan from £4.33 per month. Should you lose a loved one, you'll receive financial support.
Death Plan
Your family gets a cash payout if you pass away, easing money worries during tough times.
-
Fast, tax-free cash payouts on passing
-
Includes cover for terminal illness
-
No health checks on signup
30-day cooling-off
Cancel anytime
What's covered
Guaranteed cover
No medical or health questions — your plan starts immediately
Terminal illness
Cover for terminal illness (life expectancy of 12 months or less)
Optional family cover
Children between 30 days to 17 years can be included on the cover
Double accidental death benefit
In case of accidental death, double the chosen benefit level can be claimed
What's not covered
First 12 month limitation
If death or terminal illness occurs within 12 months from a pre-existing condition only a return of premiums paid will be made
Age restrictions
Policy ceases on your 70th birthday, or 18th birthday for an eligible child
No fine print
We keep things simple and transparent - no confusing terms, no fine print, and no surprises. Just clear information so you can count on when you need it most.
What's covered
Quick payout on passing, guaranteed cover with no health questions, terminal illness cover, optional family cover, and double accidental death benefit.
What's not covered
First 12 month limitation for pre-existing conditions, and age restrictions (policy ceases at 70th birthday or child's 18th birthday).
Build a plan that fits your life
Get £7,500
lump sum
In case of accidental death you’d receive £15,000 lump sum
Get cover
for £13.34 / month
Most popular
Get £10,000
lump sum
In case of accidental death you’d receive £20,000 lump sum
Get cover
for £17.76 / month
Get £15,000
lump sum
In case of accidental death you’d receive £30,000 lump sum
Get cover
for £26.68 / month
Get £20,000
lump sum
In case of accidental death you’d receive £40,000 lump sum
Get cover
for £35.56 / month
Extra plan options
Recovery Plan
Get support when recovering at home after hospital.
Add your loved ones
Add your partner and children to your Hospital Plan.
Did you know
We review 98% of claims within 48 hours
Did you know
We assess 98% of claims within 48 hours
Talk to an expert
Unsure which cover is right for you? Share your number, and one of our experts give you a quick call, no pressure, no obligations.
Talk to an expert
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We are here to help
I’m too young for Death Plan type of cover. Why should I consider it?
Health challenges don’t always come with warning signs, regardless of age. Our plans help protect you from unexpected costs and give you one less thing to worry about.
Is there a medical?
No medical is required to join our plans. We believe protection should be simple and accessible, so your health history won’t prevent you from joining. Your plan’s terms will outline what is covered and any applicable waiting periods for claims related to existing conditions.
I already have cover elsewhere. Why do I need PG Protect?
PG Protect works alongside any existing cover you have. Our plans provide cash payouts directly to you, giving you additional financial support on top of your current policy. Whether it’s extra help with bills, groceries, or other unexpected costs, it’s your money to use as you see fit.
Need support?
Need support?
Send us an email or call our Customer Relations Team at 0800 542 5930.
Lines are open Mon-Fri 8:30am-5:30pm.