Hospital Plan
What's covered
What's covered
-
Pre-existing conditions
Cover includes all pre-existing conditions after 3 months, ensuring everyone is protected
-
2 hospital outpatient appointments per year
Cover for scans, consultations, or follow-ups at a hospital
-
Up to 2 years of ongoing cover
We’ll support you for up to 2 years per claim for inpatient treatments or day-patient surgeries.
-
Double first-night payout
For your first night in hospital when your treatment begins for any new claim
-
Pregnancy treatments and childbirth
Pregnancy related treatments and childbirth are included
-
Worldwide coverage
No matter where you have hospital stays, day surgeries, our outpatient treatments, we got your back.
What's not covered
What's not covered
-
Self-infliction
Injuries caused by attempted suicide or any self-inflicted harm
-
Alcohol or drugs
If alcohol or non-prescribed drugs caused the claim
-
Non-medical reasons
Surgery or treatment for non-medical reasons
-
Pregnancy of a covered child
The pregnancy or pregnancy-related conditions for children on your plan
-
Age limits
Cover ends on your 70th birthday, or 18th birthday for an eligible child
-
NHS hospital limitations
The NHS community hospital must be within the United Kingdom
-
Inpatient treatment limitations
Inpatient treatment for mental health conditions, Alzheimer’s Disease and Dementia is limited to 20 nights of cover every 12 months
Limitations
Payout Example
If your cover is £50 and you have a 2 night hospital stay, you'd get £100 plus an extra £50 because we double the payout for your first night of a new claim. That's £150 in total so you can focus on getting better.